FINANCING AND FUNDING A SMALL BUSINESS
WELCOME TO B & T LOAN CONSULTANTS
Unlike most funding and loan companies, we focus on not just financing and funding a small business, but helping that small business grow. Our services include Merchant Cash Advances for working capital, professional business advisors to help companies develop and grow their business. For those struggling to get funded due to credit issues, we offer credit repair to help you get back on track and get the funds you need to expand and grow your business.
A Fast Approach To Business Financing
Business funding made fast and simple.
Apply now and get a quote in minutes.
Apply now and get a quote in minutes.
Growing a business is not always an easy task. We have a financing solution available to help you grow, no matter what your business needs may be. Here at B & T Loan Consultants, we specialize in business financing made fast and simple.
Our financing options such as our business loans were created to help you accomplish great things. Our team knows the ins and outs of owning a business, and we are 100% committed to helping small businesses expand.
Funds can be used for:
- Working Capital
- Location Expansion
- Technology Upgrade
- Equipment Leasing
- Marketing Solutions
- Debt Consolidation
Industries We Serve
B&T funds most industries, including high-risk sectors. No matter what space you are in, we can help you get funded in as little as 24 hours.
- Restaurants
- Transportation
- Healthcare
- Retail
- Construction
- Liquor Stores
Business Financing Solutions
Business financing tailored to your business individual’s needs.
Merchant Cash Advance
Advance up to $500,000
Funding as fast as 24 hours
Easy, Fast Application AnyTime
Flexible payments based on receivables
Small Business Loans
Loans up to $1,000,000
Funding as fast as 24 hours
Loan Terms 3 – 60 months
Automatic Daily or Weekly Payments
Line of Credit
Funds Starting at $5,000 - $250,000
Terms up to 18 Months
Approved amount accessed
Weekly payments
Business Loans The Easy Way
Think getting a small business loan is complicated? With BTLC, it doesn’t have to be. We make the business financing process simple and easy. With one quick application, you can get access to funding options from more than 75 high-quality lenders. So, what are you waiting for? Let’s get started.
How much money are you looking for?
MCA: Merchant Cash Advance
What Is A Merchant Cash Advance?
A merchant cash advance gives a business access to capital fast to meet their business needs based on future credit card receivables. The way this business cash advance works is it gives a business access to funds in a fast and simple way in return for a portion of the business’s future revenue receivables at a discounted price. To be approved for an MCA, certain criteria must be met. An important criterion, among others, is that the business must accept credit card payments or have other receivables.
Our merchant cash advance amount starts at $5,000 and ranges up to $500,000. This business advance is ideal for businesses who need fast access to capital funds with a simple and easier application process. The merchant cash advance also provides a business with flexibility as the advance has variable payments based on business receivables. If your business has high credit card sales, or has lots of receivables, or is seasonal, then a merchant cash advance might be ideal for the business.
Flexible Payments
Automatic payments calculated based on a percentage of the business’ credit card sales or other receivables
Estimated Completion Date**
Payments are based on the business’ receivables so there is no fixed payment term
Cost and Fees
The receivables are purchased at a discounted price and fees may be charged and deducted from the advance amount
Call Toll-Free: 844-60LOANS
Small Business Loans
Small Business Loan Financing
A small business loan refers to receiving a lump sum of working capital to use for business purposes. The best feature about this type of loan is that there is a fixed payment amount which is automatically deducted from your business bank account on either a daily, weekly, or monthly basis.
We find that many businesses benefit from receiving funds in a lump sum with fixed payments and fixed terms. With our small business loans, the business can get access to working capital as small as $5,000 that ranges up to $1 million. The best part about our small business loans is that, you can apply through your computer or smart phone.
Fixed Payments*
Automatic fixed payments, which are daily, weekly or monthly.
Term Options*
Terms ranging from three months up to sixty months.
Fast Funds
Funds can be deposited into your business bank account within hours after approval.
Line Of Credit
What Is A Line Of Credit?
A line of credit is a flexible business financing option that allows quick access to a defined amount of working capital. The way it works is a business is approved for a set amount of credit and has access to that amount through a streamlined process which allows for quick and easy access to draw on the approved amount when needed. The full approved amount does not need to be drawn at one time, but rather you can choose to draw only the funds your business needs when needed up to the approved amount. Businesses are only responsible for repayment of the outstanding combined balance on the draws plus any interest or other fees that may be charged.
B & T Loan Consultant’s line of credit is extremely flexible and gives your business access to the working capital it needs whenever it needs it most. As mentioned in our financing solutions page, a business line of credit is ideal for repeat cash flows needs. This is a great option for obtaining working capital to pay for unexpected expenses or
exciting new business opportunities. B & T Loan Consultants facilitates access to line of credit financing from $5,000 up to $250,000*. Best of all is that the amortization terms can vary from three to eighteen months and may reset every time capital is drawn from the account*. Payments on the outstanding line of credit balance may be made by either fixed daily, weekly, or monthly payments that are automatically withdrawn from the business bank account on file.
Flexible Payments
Payments are automatically withdrawn from the business bank account.
Term Options*
Amortization can be from 3-18 months. Term may reset every time you draw capital.
Cost and Fees*
An interest charge or fixed fee will be charged. Other fees may also be charged.